Lichelete, Dibanka
Likarete tsa mokitlane le phaello ho leka-lekana akhaonteng
Ipokellela chelete ka depositi le litlaleho tse chelete e loketseng le ho kenya chelete e ngata. Leha ho le joalo, ka bo manolotsoeng chelete e ke ke nka: ba ba fumaneha feela ka mor'a nako e itseng. chelete ba ne ba kamehla ka letsohong la, 'me esita le ata, ba ne ba ntshetswa pele likarete tsa mokitlane le phaello e setseng e. Ka tsela e 'ngoe, ba ile ba ba bitsoa chelete e ngata. The boholo ba karolo ea moputso ratoang likarete hula tjhelete le dipehelo tsa ho sebelisa ha bona ka pampiri e.
ha e le eng?
batho ba seng bakae tseba ho ba teng ha likarete tsa chelete e ngata le hore na ba sebetse. Ha e le hantle ke kamehla ho fedisa "polasetiki", mong'a e lefiloeng ke Banka ea ho leka-lekana hloko. Chelete e kenang e balwa khoeli e thehiloeng sekhahla sa selemo le selemo ho be le thahasello le eo ue ka karete. Maemong a mang, maemo a itseng lokela ho matha ho fumana moputso.
Maps ka thahasello e ka ho leka-lekana ea tekano - sehlahiswa loketseng bakeng sa ba ba neng ba khetha ho sebelisa chelete e seng feela, empa hape le ho ipokellela bona. Ha ho pelaelo hore "garena" tsa sehlahisoa joalo ke fihlella ba lokolohile hore ba mehlodi ya bona. Ha mananeo a chelete depositi e na le molemo ho nka nako e itseng, karete matlotlo ka sebelisoa ka ntle ho lithibelo. Ditefello Interest ba qosoa neng kapa neng ha ba le botsitso akhaonteng ke positive, (kapa ho fihla e itseng).
Se seng le se seng banka le bankeng hlahisa chelete e ngata "polasetiki", empa le kgolo ya tlhokeho ya palo e ntseng e eketseha ea ditshitshinyo thahasellisang. Nahana ka ho fetisisa ratoa likarete banka hula tjhelete le thahasellong ea iketselitseng ka ho leka-lekana setseng.
banka chelete
mokhatlo o hlophisitsoeng e fana ka mefuta e fapaneng ya mananeo depositi le mantsoe a fapaneng le maemo. Empa e sa re filoe lihlahisoa karete bontšang khau accrual. Kantle feela ke penshene ea sechaba hula tjhelete karete ya ka thahasello ho masalla le. Sberbank putsa lipane ka lebelo la 3.5% ka ngwaga, le manolotsoeng e entsoeng ka letsatsi le letsatsi. ka tjhelete e tlotloa ho karete hang ka khoeli.
Sekhahla thahasellong ea e tlaase, empa karete leha ho le joalo metsoalle e na le melemo ea eona:
- tokiso le ho hlahisoa ha karete ke mahala;
- le lenaneo la "Thanks ho tloha Banka ea chelete" ka lintlha tsa foromo keshbeka bonase;
- khoneha ho phetha karete e eketsehileng;
- le accrual thahasella letsatsi le letsatsi;
- withdrawals tsa boemelong ba banka ntle dikhomishene;
- kenya letsoho mananeong a bonase ea tsamaiso ea tefello MasterCard.
Loketseng le molemo mokhoa oa ho ho fumana penshene ya tla ba hula tjhelete karete ya ho tswa ho accrual thahasella ka ho leka-lekana ka. Chelete Banka e fana ka maemo a loketse bakeng sa tokiso le e nyenyane tjhelete khoeli le khoeli.
Map "Opening Roquette"
Banka "Kenyelletso", thehiloeng motseng oa Khanty-Mansiysk, e ne e le tse ncha sebedisana le diselefounu tsa karete ea "Open-Lata" qetellong ea 2015. batho ba 'meleng ka ho ngodisa sehlahisoa ho e' ngoe ha ditefello tse peli: "Cheap" le "sebaka e haufi-ufi".
Ea bobeli ke lokolohile ka ho feletseng 'me a re tiisetsa karolo e ntle ea moputso. Maps ka thahasello e ka ho leka-lekana ea "Open-Lata" o ile a sebeletsa MasterCard tefello tsamaiso. Sehlopha sa "polasetiki" molao-motheo - World.
Tafole latelang se bontša maemo a sa merero ditefiso tsa 'mapa matlotlo:
The mofuta tšebeletso kgwebisano | "E haufi-ufi le sebaka" | "Economici All" |
Tjhelete tšebeletso ea selemo le selemo | mahala | 290 li-ruble. ka khoeli |
Interest ka ho leka-lekana setseng | 8% ka ngwaga ka | |
Cashback | 10% ha lefa ka karete ea ka "ratang" diinstitusene tsa 1% ka reka tsohle sehlopha | |
bakeng sa khaotsa ho tsuba ba Komisi ea | 5 withdrawals ntle khomishene, ka nako eo - 1.5% | 10 withdrawals ntle khomishene, ka nako eo - 1.5% |
Liphetolelo tse | Ka hare bankeng mahala ka karete ya mekhatlo e meng - ka thomo ea hae ea 1.5% (bonyane 50 li-ruble.), Libanka tse ling - 5 tshebetso mahala | Ka hare banka, 'me ka likarete tsa mekhatlo e meng, hammoho le e fetisetsa 10 ho dibanka tse ling mahala |
likarete Recharge | Ha ho ditefello | |
ditshebeletso eketsehileng | Free ditshebeletso ka "Mobile banka», «SMS-Info», Push-Tsebiso | ditshebeletso Free ka "Mobile banka», Push-ditsebiso. «SMS-Info" - 50 li-ruble. ka khoeli |
Bakeng sa manolotsoeng of 8% ho ea tšoereng karete ha ho hlokahale hore a phethahatse efe kapa efe ya maemo a. Fee lefile kamehla, ho sa tsotellehe ya boholo ba e ntle akhaonteng ho leka-lekana.
Map «Cashback» Alfa-Banka
Lihlahisoa tsa "polasetiki" ke ka ho toba itšetlehile ka mosebetsi oa pane e. Sehlopha sa likarete - MasterCard World. Haeba u lula u etsa ditransekshene, iketselitseng bonase:
- ho 8% - leka-lekanya ho isoa akhaontong ka chelete;
- 5-10% - keshbek bakeng sa reka ka peterole le ditshenyehelo tsa lireschorente le caffe.
Litsenyehelo tsa ho ba joalo sebakeng se tsitsitseng "polasetiki" itšetlehile ka sephutheloana sa tšebeletso, e leng e khethiloeng ke moreki le. Karete ea tšebeletso e 1.200 li-ruble. ka selemo. Ho phaella moo qosoa tsa ma mwango tsepamisitsoeng sekhahla. Ka mohlala, "Optimum" sephutheloana hloka 1929 li-ruble. ka selemo. Empa ha tlaleho ea mong'a e ho leka-lekana e feta 70 likete li-ruble., Karete le na mwango ya ditefiso tla lokoloha.
E fana ka ho tloha Tinkoff
banka Sena ke ka tsela e bao e seng maemo a tšebeletso ea bareki ke thabela ho fana ka le dikgetho tse mmalwa ho likarete chelete e ngata. The tummeng ka ho fetisisa ba bona ba - Tinkoff Black Class MasterCard World kapa Visa Platinum (ho etsa khetho moreki) le Cashback tšobotsi ka reka tsohle le moputso bakeng sa setseng ba. Boemo bakeng sa ho fumana matšeliso a ditefello tse buseletse ka khoeli bakeng sa tjhelete ya li-ruble 3000. Sehlooho ka tlhokahalo ena, cardholder e qosoa 8% ka selemo. Haeba chelete e tlalehong ea feta 300 tse sekete. Itlotsa., The Peresente ya fokotswa ho 4.
Tse ling hula tjhelete likarete ka thahasello e ka ho leka-lekana le Cash Back Tinkoff sebedisana matshwaokgwebo: Aliexpress, OneTwoTrip, "The Messenger Club". Meputso ea ho reka qosoa ho bona ka mokgwa wa libonase, e leng e ka o ile a qeta ka ya banka le molekane. Keshbeka Peresente fapana ho ea 1 ho ea ho 30 ho itšetlehile ka sehlopha sehlahisoa. Selemo le selemo karete tšebeletso e 99 li-ruble. ka khoeli, empa ka e lekaneng akhaonteng ya ho leka-lekana ditshebeletso banka ba fana ntle ho tefo.
Lekgetho karete "Banka ka pakothong"
JSC "Russia Standard" hlahisa letoto la likarete hula tjhelete ya litlelase fapaneng le qoso 4-8% ho leka-lekana ha matlotlo. dihlahiswa ba le molao-motheo sephutheloana ya ditshebeletso tsamaisanang le mofuta oa "polasetiki". Letoto la lihlooho tse ho kenyeletsa mekhahlelo e 5 ea likarete tsa "Banka ka pakothong":
- Khale - tefello ya 4-8% e qosoa ka ho leka-lekana ea li-ruble ho fihlela ho 300 tse likete tse .. Litsenyehelo tsa ho ba tšebeletso - 900 li-ruble. ka selemo (free polokelo ya 30 tse sekete. itlotsa.).
- Khauta - 8% balwa ka masalla ho limilione tse 1. Boloka "khauta" likarete - 3000 li-ruble. ka selemo.
- Platinum - litsenyehelo tsa ho ba li-ruble tse 10 tse sekete .. ka selemo. 8% ho leka-lekana, fumana ho le mananeo a sa Premium ea litsamaiso tefo.
- Travel Premium - MasterCard World bohlokoa ho 3000 li-ruble. ka selemo. Fee e qosoa feela haeba ho leka-lekana akhaonteng ke seng ka tlase ho 30 tse sekete. Itlotsa.
Lipane Hape lenaneo "libonase le litokelo" fumaneha. Banka likarete le thahasellong ea iketselitseng ka ho leka-lekana ea "banka ka pakothong" tla khahlisa mong'a le keshbekom ka lebelo la 1-5%.
St. Petersburg Banka
PJSC "St. Petersburg" - kholo ka ho fetisisa lebatowa ya banka, e hlahisa tse ling tsa lichate ho fetisisa chelete e ngata matlotlo. sekhahla Interest ranges ho tloha 5 ho ea ho 10%. Leha ho le joalo, ho fumana karolo e phahame ho ke ke mong le e mong ya sedirelwa. Bakeng sa 5% moputso tefo e hlokehang ho tlaleho hlokomelwa tswelela pele bakeng sa bonyane tse sekete 50. Li-ruble. Haeba boemo e ba ile ba kopana ka hare ho likhoeli tse peli, ka boraro nako ho fedisa cardholder fumana tse fetang 10% ka selemo. puso ea sebetsa ho bohle mefuta ya likarete, ho akarelletsa le:
- «Bright» - MasterCard World.
- Visa (MasterCard) Unembossed.
- Visa Classic kapa MasterCard Standard.
- Visa Gold kapa MasterCard Khauta.
- Visa Platinum kapa MasterCard Platinum.
Keshbek e 0.5% ntle MasterCard World (1-2%).
E fana ka ho tloha dibanka tse ling
Ho tloaeleha augmentation ho bolela ho sebelisa likarete tsa hula tjhelete e ho hōla letsatsi le letsatsi. Ka lebaka leo, ka ho eketsehileng dibanka fana ka mananeo a bona. likarete life tse ling tseo ka o ile a ntša bakeng sa chelete? A re hlahlobeng bona tafoleng:
lebitso la | efe banka | sehlopha sa | The peresente ya e setseng ea | Cashback | Boholo ba bonyane ho leka-lekana, RUR |
"Mts Chelete Kateng" | "Mts Banka" | MasterCard Unembossed, Standard, Gold, World | 6-7.5% | 3% | ho tloha 1000 |
Map "Palo e 'ngoe" | "Bochabela" | Visa Classic | 2-7.5% | 1.5% | 10 sekete. |
"Litaba Tse Molemo" | Home Credit | Visa Khauta | 3-7.5% |
No | ha hlomamisa |
"Piggy" | "Uralsib" | Visa Unembossed, Visa Classic | 4-7% | 1 bonase mong le o mong li-ruble tse 25. | 15 sekete. |
"Pension" | "Bin" | Visa Classic, MasterCard Standard | 7% | 1-5% | ha hlomamisa |
"Motse-moholo" | "Temo Banka" | Visa Classic, MasterCard Standard | 1-7% | No | Bakeng sa matšeliso a palo e kahodimodimo - 30 tse sekete. |
"Moputso Card" | "OTP Banka" | MasterCard Unembossed | 0.1-7% | No | ha hlomamisa |
"PSB hao Premium" | "PSB" | MasterCard World | Ho fihlela ho 7% | 1-10% | From 100 tse sekete. |
likarete tsa ho fetisisa tlisa chelete e kenang e ntle, haeba chelete a sa khaotse a bolokoa tlalehong ea. Ka nako e tšoanang u pholose ka ho lekaneng hore ba ka bang 20 tse sekete. Li-ruble, ba tlotloe feto-fetohe.
Maps ka thahasello e ka ho leka-lekana ea akhaonteng - loketseng le chelete e ngata ho banka sehlahisoa, ho lumella ha feela sebelisa litokelo tsohle tsa ditefello tse "polasetiki", empa hape le ho ipokellela chelete.
Similar articles
Trending Now