Leqheka Banka e reng: ka dipoelo tse le tsamaiso tsa lichelete

Sepheo se seholo sa taolo ya khampani efe kapa efe ke ho eketsa boleng khoebo le boleng lona mahlong a beng ba. Ha ho makatse hore kamano lichelete le beng ba ba le tšusumetso e bohlokoa haholo ka leqheka ntshetsopele ya khampani efe kapa efe. Ho etsa liqeto sebakeng sena, e kang dipoelo tse li lefile, o phethile tlasa leano la e tsoelang pele potefoliong. leano lena ke karolo ea bohlokoa ea ka kakaretso leqheka la banka le, ikemiseditse ho go lekanyetsa boholo ba pakeng tsa likarolo tse ling tsa phaello letlooa ho eketsa bolelelane-moholo. The mefuta e ka sehloohong ea leano potefoliong ke tefo ea dipoelo tse ka molao-motheo oa barrel, leano la ka chelete e tsitsitseng ea potefoliong ka, "potefoliong eketsehileng" le leano ea khōlo e tsoelang pele potefoliong. Dipoelo tse ka dishere tse lefile motheong oa le ho khetha leano potefoliong ba k'hamphani eo. ho etsa khetho ena ka lebaka la lintho tse 'maloa, bohlokoa ka ho fetisisa eo ke molao, tsa lipolotiki le tsa phedisano le moruo tikoloho ya ho sebetsa e kgwebo, menyetla lona dipeeletso, boteng ba mehloli e meng ea lichelete hammoho le lekhetho ka dipoelo tse ka dishere.

Ho na le mekhoa e meraro ho hlahloba bokgono ea leano la ho khampani potefoliong. Khopolo ea ho irrelevance, 'me leano la barrel thehiloeng ho eona, e neng e sebelisoa ke mekhatlo e ka' nang phahameng dipeeletso, ha ho hlōleha ha ditefello tse potefoliong le kotsi le e lefisa le keketseho bohlokoa ka theko karolo. Theory ka go tlhaolega sebedisa lik'hamphani ho fetisisa tsoetseng pele, le thepa ea eona e ba bo-ramatsete ba tšepahalang - penshene le peeletso chelete, hammoho le mefuta e fapaneng ya lik'hamphani inshorense. Ho na le e ne e le khopolo e 'ngoe - khopolo ea khethollo ea lekhetho, e leng thusa hore ho kabo homolog ea phaello ka tshebediso ya le beeleditswe karolo maemo a sa lekaneng lekhetho ba mekhatlo e le chelete e kenang potefoliong.

Mokhoa oa ho lefa dipoelo tse ke mosebetsi oa bohlokoa oa ho taolo ya ba lichelete. 'Me ka lebaka mosebetsi oa e ntlafalitsoeng ho optimize phallang lichelete. Rate leruo la beng ba ka rua molemo, e leng se tlisang le 'ngoe kapa mosebetsi oa tse ling tsa k'hamphani eo. Ka nako e tšoanang, phaello ea - e lebeletsoe ka sephetho lichelete. receipts sebele le ditefello tse u se ke ua tsamaisane ka nako (le ka linako tse ling - boleng) ho chelete e kenang le ditshenyehelo. Ka hona, u se ke ua tšoanang le letlooa phallo ea chelete le phaello. 'Me e ne letlooa phallo lichelete bontša seo chelete e tla ha e le hantle ba na le mong'a ba k'hamphani eo.

Ho etsa liqeto tse molemo ka taolo ya phallang lichelete, o lokela ho utloisisa phapang pakeng tsa lekgetho le ditjeo, ka lehlakoreng le leng, le phallo ea chelete - ka tse ling. Chelete e kenang le ditshenyehelo bontša tshebetso ya sebopeho sa phaello, eo, ha e le hantle, lefile dipoelo tse. Chelete phallang - ena ke receipts sebele le ditefello tse e hakaalo tsamaea le motsamao oa lichelete, kapa equivalents bona. Phallo and analysis e advantageously etsoa mekhoa e 'meli: tobileng le e sa tobang. Pele etsa ho ka khoneha ho khetholla mehloli bohlokoa ka ho fetisisa bakeng sa ho lik'hamphani le chelete, e leng thusa ho nahana ka bohlokoa ka ho fetisisa bakeng sa e phallang lichelete ho khampani. Tobang mokhoa khethollang lisosa tsa ho se lumellane lipakeng tsa liphetho tsa lichelete le letlooa phallo ea chelete bakeng sa ho eketseha; beha sebopeho homolog tsa phallo chelete.

Etsa phallo ea chelete prognoza ke expedient ka mokgwa moralo oa tšebeliso ea, e leng se bonahatsang sekemeng eohle ea motsamao oa chelete. Morero oa eona ke ho fana ka nako e telele tsa kontane le solvency ya khampani, ho fokotsa litsenyehelo tsa ho ba hohela mehlodi ya ho e fumantsa matlotlo ho tloha chelete fumaneha. Ho rera ho phallo ea chelete e le bohlale ho etsa ditefello tse ka mokgwa wa k'halendareng '.

Litsela Tsa ho chelete ka nakoana khaello chelete gogolo ho motse-moholo ho sebetsa, banka mo alimang, boate, ntshiwa oa liletsa tsa chelete 'maraka. Investment bolela: thōmo ea ditefello tse esale pele, bo felisoe ea litheolelo ho bareki, mathoasong puseletso ha dikadimo nako e khutsoanyane, le disetifikeiti ea depositi, depositi menehelo, nako e khutsoanyane 'muso. Maemong ana, lik'hamphani ba bangata ha ba lefa hantle le dipoelo tse.