Production karo-karolelano ea melato lichelete ea thepa: moralo le manolotsoeng melao

Ho hlahloba ho solvency oa k'hamphani kapa motho a le mong o ile a etsa bo manolotsoeng khethehileng, e leng ho akarelletsa boikarabelo ba ho hlokomela lichelete thepa karo-karolelano tshireletso. E le hore re utloisise hore na palo ena e bontša, 'me ke eng bakeng sa, u lokela ho ithuta ka ho qaqileng potso ea itsetsepetse tsa kgwebo ya.

ke botsitso lichelete tsa k'hamphani seo

hangata haholo tlas'a botsitso lichelete tsa khoebo u se ke ua utloisisa hantle hore na o ne a bolela ka lentsoe lena le ka and analysis lichelete. E leng, botsitso lichelete ka kutloisiso ea letsatsi le letsatsi - ke bokhoni khampani ya ho mamella shocks ea qetello lichelete, ho lefa ka lebaka la ho ditlamo e sa lebelloang ho lefa Premium, ho nka khato ka mathata ao e bontša hore ho tikoloho. Ke lokela ho bolela hore bokhoni bo sena and analysis lichelete, haholo, ho na le nako, empa e fapaneng. Production karo-karolelano ea melato lichelete ha thepa, boleng ba tse tla tšohloa mona ka tlase, ke ea bohlokoa haholo.

Terms le maemo botsitso lichelete

Ka and analysis lichelete bakeng sa botsitso lichelete utloisisa ntho e haholo e itseng le ho lokolla maemo bonyane ba be le botsitso licheleteng. The pele ho tsona - ke feteletseng ha thepa jwale holim'a motse-moholo.

Bao e seng hona joale thepa - thepa tse sebelisoang ke nako e fetang selemo. Tsena li akarelletsa likoloi, matlo, naha. Ha thepa bao e seng hona joale ho motse-moholo ho feta, e leng ho bolelang hore phapang pakeng tsa tse peli tse o moholo ho lefela.

Bobeli bonyane lichelete boemo - the inventory feteletseng ha dikadimo likoloto. Empa haeba boemo pele e sa ba ile ba kopana, boemo bobeli e mpa feela sa e nahana.

Nahana ka sebetsa hao le motse-moholo, 'me ke hobane'ng ha e lokela ho ba ka holimo ho noto. Haeba u tlosa thepa bao e seng hona joale, ka nako eo phapang ka bitsoa sebetsa ea eona le motse-moholo ho tloha tekano. Re bakeng sa hlooho tekano theko sebetsa. Ho utloisisa ke hobane'ng ha see e le sa bohlokoa hakaale, a re bone se etsahalang ka ketsahalo eo boemo ba pele e sa phethahala botsitso licheleteng.

A re nke hore thepa bao e seng hona joale chelete ke tekano motse-moholo le dipoelo tse sa lefuoeng. Se etsahalang ha tshebetso ya khampani tla emisitswe? Tabeng ena, tjhelete le litlaleho tse receivable tla buseletsoa melato nako e khutsoanyane ho counterparties. Karolong ena ea amogetsweng e lahlehile.

Har'a thepa metšoasong ba illiquid. Ka hona, le bakeng sa puseletso ea dikadimo nako e telele e tla ba le ho rekisa karolo e itseng ea matlotlo a batho bao e seng hona joale. thepa li tla rekisa le ho lahleheloa e le ea bohlokoa. Haeba ha ho na motse-moholo oa ho sebetsa, ho boradiabo fumana tlase tekano.

Sethaleng kgwebo itsetsepetse

Hlalosa methati e 'maloa ea botsitso licheleteng.

Mokhahlelo oa pele oa botsitso lichelete - ke ha tekano ho lekane bakeng sa eona ho chelete thepa e tsitsitseng le ea ntan'o ba ho koahela inventory. Mokhahlelo oa pele o bitsoa feletseng botsitso licheleteng.

Mokhahlelo oa bobeli: matlotlo bao e seng hona joale le inventories li tšehetsoa ka botlalo ke tekano motse-moholo 'me nako e telele dikadimo. Ka ba boemong bona, botsitso lichelete ho nkoa tloaelehileng. Chelete le ho ba nang le melato re buseletsa ditlamo tsa nako e khutšoanyane le ho lefa dipoelo tse. Inventories le matlotlo tsitsitseng ke tiiso ea puseletso ea nako e telele ea ho hlakola likoloto le tekano.

ke eng tsitsang boemo lichelete?

The atileng ka ho fetisisa sa tsitsang lichelete boemo, ha inventories ba karolo e 'ngoe chelete ke ba bang melato nako e khutsoanyane ho counterparties. ditlamo tsena ka 'na ba e sebetsang, e le hore e, ba le nako e khutsoanyane dikadimo, bafepedi le dipoelo tse koaloa kopanetsoeng-setokong khampani, haeba beng ba lumellana le eena. Empa ho ka boela ha ba kotsi mehloli - melato nakoana. Tsena li akarelletsa: lenale la tefo tefello lieha ya romelletsoeng fetang lentsoe "tloaelehileng" tieho, makhetho, dipoelo tse, Open kopanetsoeng Stock Company.

Ha re sebelisa mehloli tsena chelete inventory, joale tabeng ena e tšoana le ho ba sethaleng sa botsitso lichelete tla bitsoa mahlonoko. Ho ntshetsa pele mahlonoko tseo ho leng lichelete boemo sequentially. Pele, khampani lieha ho lefa invoices bafepedi ', e le ke ntho e tloaelehileng.

Ka mor'a moo, k'hamphani e lieha ho lefa dipoelo tse. Ebe khamphani lieha ditefello tse moputso le ho lieha phaello le lekhetho le banka.

Lichelete ho hlaphoheloa matšoao

E le hore ba sekaseka solvency khampani e, ke hore, tsa lichelete itsetsepetse akarelletsa karo-karolelano ea ditlamo tsa lichelete ho thepa. Ena tekanyo ea solvency tsa Company ho etsa ditefello tse ka ditlamo tsa lona ka mor'a hore tsohle tsa lihlahisoa tsa lona, tse ho tse thathamisitsoeng leqepheng la lakane ho leka-lekana tla rekisoa. Worth fuputsa haholoanyane.

Production karo-karolelano ea melato lichelete letlotlo ka ho ikemisetsa ka ho kamano ea melato yohle ya kgwebo le ho boleng kaofela ha thepa e. Ka tshebetso ya ho dipalelo boikarabello sa akarelletseng qeta mehloli hore lokela ho lefa. Le karo-karolelano ea ho motho ea ka hore na hore na khamphani e tla khona ho lefa ditlamo tsa bona ka a bale litsenyehelo ea matlotlo hore ba 'nile ba sokolohela chelete.

Ha ba ntse ba tsoela bala ho ile ha fumanoa hore ka tekanyo coefficient ya lekaneng melato lichelete matlotlo bakeng sa selemo sa eketseha ho tloha ho e le boleng ba 1,6 ho 2,6, ho bolela hore khamphani ea bōpileng le pokello setokong, eo o tla khona ho koahela ditjeo tsohle le tahlehelo hlahang ka tlalehelang hore nako. Eketseha karo-karolelano e ne e le ka lebaka la ho eketseha mehloli lekgetho la ditjhelete oo ka oona lisebelisoa e potoloha di rekileng.

Mokhoa oa ho a bale index of botsitso lichelete

Bakeng sa and analysis babalamatlotlo lichelete sebelisa moralo o balletsweng e khethehileng hore ka sebelisoa ho fumana ya data ka solofetsa tsa lichelete ba k'hamphani eo. Production karo-karolelano ea melato lichelete ha thepa, le moralo ea eona e bontšitsoeng tlaase mona, ho ke ke ea bohlokoa haholo ho lipolelo tsa lichelete.

K = (J + K + P) / XB moo

• K - coefficient;
• D - melato ea nako e telele oa k'hamphani e;
• K - melato nakoana oa k'hamphani e;
• P - tlang pokello litšenyehelo;
• WB - ho leka-lekana lakane.

Nahana ka maemo a.

Ha e le karo-karolelano ea melato lichelete thepa K3 e tlase 0,85, khampani o na le ba fokolang botsitso lichelete le kopanele haholoanyane ea mehloli molato le dithuso tsa ditjhelete ka ntle.

MOHLALA coefficient manolotsoeng

Nahana ka mohlala oa moralo ona.

A re re u na le marangrang a na bapharmasi. motse-moholo oa hao o li-ruble tse limilione tse 50, melato nako e telele - li-ruble tse limilione tse 40, 'me ho ba le botsitso lakane -. milione 95 li-ruble. Ho ba le ya data tsohle ka moralo wa:

(50 000 000 + 40 000 000) / 95 000 000 = 0,95.

Ka lebaka leo, re fumana coefficient ya lekaneng melato Thepa lichelete hore ke ntho e tloaelehileng: ho tswa ho 0,85 ho 0,95. Ka mohlala ona, karo-karolelano e 0,95 ka mefuta e fapaneng tloaelehileng. Ho joalo, k'hamphani ea sena ka ho nkoa e le ka ditjhelete tsitsitseng. E ka haholo ka katleho lefella litlaleho tse ba bona ba nako e telele.

bofello

Re ka etsa qeto ka qeto e khutšoanyane hore karo-karolelano ea ya melato collateralised lichelete letlotlo bontša seo boemo ba ke ea moshoelella ea khoebo, hore na khamphani e tla khona ho lefa likoloto tsa lona. Ntlha e lokela ho ba le ntho e tloaelehileng, seng ka tlase ho 0,85. E ka sebediswa bakeng sa ho nako e ngata.