Chelete e botlaaseng

Chelete eo ke ka ntle ho tsamaiso ea libanka, hammoho le mehloli ea libanka khoebo, e leng e bolokwa ka vaults tsa Central, o bitsoa e le setsi ea chelete.

Chelete - ke karolo e tobileng ea phepelo chelete le mehloli banka ama bokhoni ba mong le e mong e le mabopong a bopa mobung le lecha, ka tsela eo e ntseng e eketseha ea phepelo chelete. Banka ea Central ke khona ho laola phepelo chelete haholo-holo ka tšusumetso ea botlaaseng ka chelete. phetoho lona e le ka chelete phepelo wage sebediswa.

Ka lebaka leo, tshebetso ya ho phetoho ka phepelo chelete e ka aroloa mekhahlelo e 'meli:

1. Qalong, e le setsi ea chelete e fetotsoeng ka ho etsa liphetoho ho ditlameho tsa Banka ea Central ho libanka le tsamaiso ea baahi (ama boholo ba mehloli le chelete).
2. A fetola ka ho eketsehileng ka chelete phepelo ka tshebetso wage har'a dibanka khoebo. Le e le setsi ea chelete le wage ke amenable ho liletsa buseletsoe leano.

Bakeng sa tsamaiso ea morao-rao ka chelete ba tšoauoa ka tshebetso e matla ya mesebetsi bona feela ha tšehetso bakeng sa chelete homolog ya tjhelete ka ho ajoa (ngollana litlhoko tsa moruo). A rerang phahameng ka ho le laola ho lokolloa ha chelete e ajoa ka likopi Banka Central.

Ho etsa sena, sebelisa litsupa hore e tla hlalosa phepelo chelete:

1. Tjhelete - e 's tsohle tjhelete ya moruo ea sechaba, e leng ho ajoa ka likopi, bobeli ka chelete le cashless liforomo. molumo e susumetsoa ke lintho tse ngata: molumo oa gdP le tekanyo ea kgolo ya moruo, ho sebopeho sa 'maraka ea lichelete le ho reka ka mokitlane le tsamaiso banka le boemo ba bona ba ntshetsopele, karo-karolelano ea batho bao e seng chelete le chelete ajoa la chelete, ka chelete, matlotlo le ka chelete e pholisi ya naha, le lebelo leo aterese chelete, ho leka-lekana ea sechaba sa ditefello tse le tse ling.
2. The chelete e botlaaseng - ka tekanyo e itseng leano le ka chelete ea 'muso, e leng e sebediswa ho a bale phepelo chelete. Nakong e fetileng, ho na le e ne e le seo ho thoeng ke "khauta tekanyetso" - ke ho tiisa hore tjhelete yohle naheng ea khauta. Ka mor'a moo, e le setsi ea chelete e ne e le ba lekanang le bophahamo ba modumo ea mehloli ea khauta.
   Hona joale mmuso khaotsa ho fana ka lichelete tsa bona ka khauta, hlahiswa khopolo ea volkswagen mokitlane khauta. "Chelete botlaaseng" bopa dikgopolo tsa fetoha 'me boleng ka boeona. Joalokaha ho se ho boletsoe ka holimo, la lisebelisoa tse kenyelelitsoe setokong ena ka ha e le hantle e ka sebediswa ke dibanka khoebo e le mohloli oa chelete e eketsehileng bakeng sa kalafo ya. Ka lebaka lena, le lingoliloeng a moruo ka bophirimela e bua ka chelete tse etsang chelete e botlaaseng CB, - "phahameng matla chelete".

ke karolo efe e le chelete phepelo le e le setsi ea chelete ka mokhatlo o hlophisitsoeng oa ajoa chelete ea naha?

Ho bonolo ho nahana ka potso e reng, bopile ka Banka Central balansesiting. Mehloli le lintlha tsa libanka khoebo, tse bolokoa Banka ea Central, botlaaseng ea chelete 'me ba na le e le hantle, melato ea chelete ea Banka ea Central Ka hona, o ile a bontša ka melato lona. Ka nako e tšoanang ba ke mohlodi CB.

kabo ea matlotlo e bontšoa ke Banka ea letlotlo la. Khethehileng ea ditransekshene letlotlo lona e joalo hore e sebetsang sebakeng sa hae e le alimanang feela dibanka khoebo le 'muso boemo. Ha Banka ea Central lintho borrowers tsena, ke alimileng, hantle dikadimo ho moruo.

Moqolo oa chelete sebele ka ajoa linaheng tse tsoetseng pele e nyenyane haholo 'me ke feela ka liphesente tse' maloa ka ho tshwana le phepelo chelete palo yohle, empa ka lintlha ka chelete botlaaseng na haholo boima itseng le hona, ke linaheng tse ngata e leng mohloli o ka sehloohong oa maruo a Banka ea Central.

Reserve Banka e arotsoe keketso le e tlamang. E tlamang pokello dibanka khoebo e itšoarella ka Banka ea Central ka kopo eona, 'me feteletseng u le mong. Empa ba le ba bang hape ba ea bohlokoa karolo ea botlaaseng ka chelete.