Tsamaiso ea morao-rao ho banka tsa Russia

Tsamaiso ea mokitlane e na le ho reka ka mokitlane e rarahaneng le mekhatlo ea lichelete. diinstitusene tsa tsena le phethe bokella le rotloetsa le ya matlotlo, 'me ba etsa lintho ka' maraka le motse-moholo ka kadimo. Ea mantlha maqhama setheong, ba tsamaiso ea kajeno mokitlane:

- mefuta e fapaneng ya dibanka: dibanka khoebo, libanka, TH, libanka chelete le, ya e le hantle, Banka ea Central;

- lik'hamphani Insurance le chelete penshene;

- bao e seng banka diinstitusene tsa mokitlane.

Tsamaiso ea banka - ke kholo ka ho fetisisa ka boholo le ka bohlokoa ba ho reka ka mokitlane tsamaiso. Tsamaiso ea banka ya Russia e na le litšobotsi tse 'maloa senotlolo, tse kang: boholo ba libanka tse concentrated karolong e bohareng; le bongata ba banka li entsoe ka tse nyenyane le tse mahareng-boholo bo lekaneng; foromo e ka sehloohong ea beng: kopanetsoeng setokong, dishere tsoakileng. Hoo e ka bang dibanka tsohle Russia ba bokahohleng, e leng marangrang a libanka khetheha kang sekoloto sa ntlo, se tsoetseng pele.

Russia ea tsamaiso banka dikadimo ho moruo ba naha eo ka baahi, 'muso le bagwebi. "Banka ea libanka" ho tloha ka bo-1860 ke State Bank Russia, 'me ho tloha ka 1990 Banka ea Central. Pele ho banka liphetoho ka 1987 - e ne e le feela ya banka-fehlweng ea ikarabellang ho tsohle mokitlane, mohlapo, lenale la tefo le chelete ditransekshene. Hona joale, mesebetsi ea eona e laoloa ke Molao oa Motheo le melao ea 'muso,' me matla a motse-moholo 'me thepa ke thepa ya Federation ena. Ka nako e tšoanang, Banka ea Central hase ikarabella bakeng sa ditlameho tsa boemo le ho fapana le hoo, mosebetsi oa hae, ha a ikarabelle ho se 'Muso oa Russia Federation le State Duma. Hore State Duma beha litho tsa Board of Directors le Molula-setulo oa tshisinyo ya Mopresidente wa Lekgotla, ea etsang qeto ea sebopeho ea ya thuno ya banka ka, utloa litlaleho tsa ho Molula-setulo 'me tlaleho ea selemo le selemo, joalo-joalo

tsamaiso e khopo ho banka morao-rao Russia e - tsamaiso ka phetoho, ke ea mohlala e nolofalitsoeng ea 'marakeng' me e na le metsoako e 'meli.

Peli le litekanyetso banka tsamaiso ea Russia e fana ka paloma ea Banka ea Central ya ditheo Russia le libanka khoebo khaola khoebo. Banka bohareng ke "nang le boikarabelo" bakeng sa taba ea chelete, botsitso ba chelete Russia, ikarabella mesebetsi ea libanka khoebo. dibanka Commercial, le eena, a ke le boikarabelo ba ho tšebeletso ea sechaba, ea khoebo le bareki, a ba fa mefuta e fapaneng ya ditshebeletso banka le lihlahisoa.

Russia dibanka khoebo (joaloka sebōpeho sa motse-moholo matla a) arotsoe ka tekano bobeli 'me, ka mantsoe a mang, ka lik'hamphani fokolang melato le lik'hamphani tse kopanetsweng setokong. Ke mofuta oa litšebeletso e filwe le libanka ikitlalletsa ka ho khetheha le bokahohleng. dibanka ba bokahohleng ba le laesense ho phetha hoo e ka bang tsohle tshebetso le ditransekshene, khetheha - na likhaello tse itseng. Ho itšetlehile ka ka boholo a tokomaneng motse-moholo oa dibanka khoebo ea ditransekshene le ditshebeletso filwe ba arotsoe ka tse khōlō, tse mahareng le tse nyenyane. Ho boetse ho na dibanka, feela sebopeho sa naha le e le mabopong a eo sebetsa tšimong kaofela ba Federation le Serussia.

tsamaiso e khopo ho banka Russia e boetse e akarelletsa tokisetso ea banka e matla. Ho jwalo setheo mokitlane tseo tlas'a konteraka e matla a ho etsa tse itseng ditransekshene lichelete le mokitlane lebitsong la 'mele ea sechaba kapa ba boholong sebakeng seo.

tsamaiso e khopo ho banka Russia e hape e na le mekhatlo e mokitlane bao e seng banka, a tšoantšetsang mefuta e fapaneng ya mekgatlo ya basebetsi ka mokitlane, le dipeeletso tsa le penshene chelete, pawnshops, lifeme Brokerage le lifeme morekisi, gommaspugna le inshorense lik'hamphani, jj ..